How can i Improve my FICO score?

You can improve your FICO Scores by first fixing errors in your credit history (if errors exist) and then following these guidelines to maintain a consistent and good credit history. Repairing bad credit or building credit for the first time takes patience and discipline. There is no quick way to fix a credit score.

Should you care about improving your FICO credit score?

The good news is that with a little work, you can master credit and begin to increase your FICO score. Before we dive in, let’s quickly explore why you should even care about improving your FICO credit score. During your life you will likely need to borrow money at some point. For many people it’s to be able to go to school.

How can I improve my credit score?

Keep balances low on credit cards and other revolving credit: high outstanding debt can negatively affect a credit score. Pay off debt rather than moving it around: the most effective way to improve your credit scores in this area is by paying down your revolving (credit card) debt.